Secure Your Future

Track spending. See the true cost of your purchases. Invest with one tap.

Intelligent Financial Wellness

AI-powered insights that connect spending awareness with investment opportunity

Spending: ai spending tracker

Link your bank accounts and AI spending analysis determines necessity, categories, subscriptions, duplicate transactions and more.

Invest Instead: fee-free investing

Instantly invest your savings from avoided purchases with one tap. No fees, no commissions, no hidden costs.

Bili Advisor: ai financial advisor

A financial advisor in your pocket. Get personalized advice on how to invest and reduce unnecessary spending.

True Cost: spending analysis

Thinking about buying that new pair of shoes? Bili will tell you the true cost of that purchase by showing you how much that amount could become if invested instead.

How It Works

From spending awareness to wealth building in four simple steps

Connect Your Bank

Securely link your bank accounts and your transactions are automatically imported and synced in real-time with bank-level encryption.

AI Analyzes Everything

Our AI evaluates each transaction for necessity, categorizes spending, detects recurring charges, and calculates the TrueCost—what that money could become if invested.

Discover Your Potential

See the investment opportunity cost of your spending. Track avoided purchases and visualize how small savings compound into significant wealth over time.

Invest Your Savings

Set up your investment account seamlessly and invest that money saved from avoiding unnecessary purchases with one tap.

Unlike Budgeting Apps, Bili Shows You What Could Be

Most finance apps just track your spending. Bili shows you the opportunity cost of every purchase.

Instead of guilt, we offer perspective. That $5 coffee? It's not just $5—it's the future value of an investment you could make today.

We connect spending awareness with direct investing, using AI analysis to distinguish what you need from what you don't, and make it effortless to invest the difference.

AI
Powered Analysis
Investment Potential
24/7
Real-Time Insights

Ready to See Your Financial Future?

Start turning spending awareness into investment opportunity. Download Bili and discover what your money could become.

Download Bili Now