01
Bili Advisor
A chat-first home for your money. Ask about spending, saving, or goals—Advisor responds with plain-language answers and interactive widgets, with full context of your finances.
Intelligent Financial Wellness
Secure
your future.
Was it worth it?
Track spending, see the Opportunity Cost of every unnecessary purchase, and build lasting financial habits with a personal AI advisor that knows your full financial picture.
Every unnecessary dollar you spend is a dollar that could have been invested in your future. Bili connects your bank, analyzes every transaction, and shows you what that spending actually costs over time.
0%
Gen Z worry they will not be able to retire comfortably
0%
Millennials feel behind on retirement savings
0%
Gen Z live paycheck to paycheck
0%
Adults 18-29 who own stocks
Sources: Deloitte Gen Z & Millennial Survey (2024), Transamerica Retirement Survey (2024), PYMNTS Intelligence (2024), Federal Reserve SCF / FEDS Notes
What Bili does
One system.
Complete clarity.
One intelligent system knows your spending, investments, and goals—tagging unessential purchases and calculating their missed investment opportunity.
02
True Cost
See the opportunity cost of every unnecessary purchase. Bili compares splurges to historical market returns so you know the Opportunity Cost of that money—before you buy.
03
AI Spending Analysis
Every transaction is scored for necessity, categorized, and checked for recurring patterns, duplicates, price changes over time, and more—surfaced instantly.
04
Financial Health Score
A holistic rating based on how your investments and cash compare to debt—a quick read on your financial status. Creating a metric to improve over time, tailored to your life stage and goals.
Accountability
Your personal
financial advisor.
Not generic tips—contextual guidance. Ask "How much have I spent eating out this month?", "Am I on track for my goals?", or run the Worth it? calculator on any purchase before you commit.
- Full context: spending, debt, cash flow, goals
- Interactive in-chat tools and widgets
- Swipe to dashboard or full spending report anytime
True Cost Calculator
The price tag
isn't the true cost.
Input a purchase you're considering—or review unnecessary spending automatically tagged from your bank statements. Bili projects what that money could grow into at your chosen rate and horizon.
Example: $89 headphones · 10% · 30 years
$0
Spending intelligence
Understand where
every dollar goes.
Secure bank linking. Transactions sync automatically, analyzed and categorized into dining, entertainment, subscriptions, and more, with future value calculated per category.
Sample month · necessity breakdown
Essential · 58%
Partial · 22%
Unnecessary · 20%
Financial Health Score
A single number that
reflects your progress.
Your score reflects how investments and cash compare to debt—motivational, actionable, and designed to improve over time as you build better habits.
0
out of 100
The Bili difference
Clarity.
Your financial picture, one place.
Simplicity.
Finances made approachable.
Insight.
See the true cost of purchases.
Control.
Make informed financial choices.
Perspective
See it in action.
60% of young adults believe the “American Dream” is not possible for them.
We will prove that it is.
Early access
Your money.
Your future.
In your control.
Be the first to know when Bili launches. Join the waitlist for exclusive early access.